Nathan Graham |
Hidden gem, or too high spec for investment?
Every now and then, especially for those of us partial to a weekend show home village tour, an offer arises – How would you like to own this very show home for yourself?
Property and investment – get the essentials
Investment Guides & Documents
Property Investment Starter Pack
The Property Investment Starter Pack by Investr is a beginner’s guide to building wealth through real estate in New Zealand. It explains how investors can use home equity to buy new-build properties, earn rental income, and achieve long-term capital growth. The guide includes real-life examples, outlines the step-by-step investment process, compares new builds to existing homes, and breaks down key financial terms like equity, LVR, and cash flow.
Key Terms
The Key Terms guide by Investr provides clear definitions and explanations of essential property investment concepts for New Zealand investors. It covers financial terms like equity, LVR, DTI, leverage, ROI, and IRR, as well as practical topics such as depreciation, Healthy Homes standards, body corporates, and tenancy laws. The guide also outlines common investment strategies, tax considerations, and financing options, helping investors understand how key factors like cash flow, capital gains, and borrowing work together.
Finance Options
The Understanding Your Finance Options guide by Investr explains how property investors in New Zealand can structure and manage their finances to build a successful portfolio. It covers key lending concepts such as mortgage types (fixed, floating, split, and interest-only), deposit requirements, and loan-to-value ratio (LVR) restrictions. The guide also outlines additional financing tools like bridging loans, partnerships, and leveraging strategies highlighting both their benefits and risks. With practical insights on maximising borrowing power, managing risk, and maintaining financial flexibility, it serves as a clear overview of how to finance property investments effectively.
Property Regulations
The Understanding the Regulatory Landscape guide by Investr outlines the key legal responsibilities and compliance requirements for property investors and landlords in New Zealand. It explains essential regulations such as the Healthy Homes Standards, which ensure rental properties are warm, dry, and safe, and the Residential Tenancies Act, which defines the rights and obligations of both landlords and tenants. The guide highlights rules on maintenance, rent increases, bond payments, and tenancy termination, as well as penalties for non-compliance. Designed to promote responsible property management, it helps investors protect their assets, meet legal standards, and maintain positive tenant relationships.
Return on Investment
The Understanding Return on Investment (ROI) guide by Investr explains how to measure and evaluate the profitability of property investments in New Zealand. It focuses on two key components rental yield (the income generated from rent) and capital gains (the property’s increase in value over time). The guide outlines how to calculate gross and net rental yields, explores regional variations in returns, and discusses the economic and policy factors that drive capital growth. It also highlights the importance of balancing high-yield properties with long-term appreciation potential.
Insights
Adam Leath |
New Build vs Pre-Existing: Which Investment Property Works Harder for You?
Comparing the Real Costs, Returns and Rules under today's NZ Framework
Robbie Shepherd |
Leveraging Home Equity for Investment
How to turn what you already own into a tool for growth
Regional overviews
Let us show you how to harness the power of property investment to build a more secure – and enjoyable – future.
Calculators
Get instant calculations for your property investment needs. Our calculators help you determine rental yields, loan repayments, and investment returns with just a few clicks.